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CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS.  Best deal and location in St. Andrews! Discover the perfect blend of style, location, and income potential in the heart of St. Andrews. This beautifully appointed 2-bedroom, 2.5 bath home is just a short walk to the area's hottest restaurants, boutique shopping, waterfront parks, and postcard-worthy sunsets over the bay. 
Inside, enjoy a bright and inviting layout with fresh finishes and brand-new stainless steel appliances. The home is being offered with an optional furnishings package, creating a seamless, turnkey setup for living or hosting guests.
Step outside to your private, fenced backyard featuring low-maintenance landscaping, a charming pergola, and covered patio - perfect for entertaining. 
With no HOA fees and short-term/vacation rentals allowed, this property shines as top choice for investment. Major updates offer peace of mind, including a brand-new HVAC system, 2018 Water Heater and a transferable termite bond.
Whether you're looking to maximize rental income or enjoy the vibrant lifestyle St. Andrews is known for, this townhome delivers unmatched opportunity in the best location in town. Live, invest, and relax - right where everyone wants to be.
#789581

Panama City

2704 W 12th Street A

2 Beds

2 Baths

1,236 Sq.Ft.

$250,000

MLS#: 789581

Perfectly positioned along one of the most coveted stretches of bayfront shoreline in Miramar Beach, this exceptional waterfront residence offers a rare combination of luxury, lifestyle, and location. 
Nestled on an expansive .63-acre bayfront homesite with panoramic water views and direct access to Choctawhatchee Bay, 932 Shore Drive represents one of the finest waterfront opportunities currently available along the Emerald Coast.

Recently transformed through a comprehensive interior and exterior renovation, the home blends sophisticated coastal design with effortless waterfront living. Clean architectural lines, designer finishes, custom cabinetry, elevated lighting, and thoughtfully curated spaces create a refined yet welcoming atmosphere throughout. Designed for both relaxed everyday living and elevated entertaining, the residence seamlessly connects indoor and outdoor spaces while maximizing the stunning bayfront setting.

The spacious floor plan also includes a dedicated office and flexible sleeping space, offering additional versatility for guests, remote work, or expanded accommodations--an increasingly valuable feature for today's luxury buyer.

The primary suite serves as a private retreat featuring spa-inspired finishes, including a luxurious steam shower and wellness-focused bath amenities designed to create a true resort experience at home.

Step outside to experience a private waterfront oasis complete with a heated pool and spa, expansive entertaining areas, lush professional landscaping, and a covered outdoor pavilion with summer kitchen. The private dock features a covered boat lift with water and electric, providing immediate access to boating, fishing, paddleboarding, and sunset cruises across the bay and Gulf waters beyond.

What truly separates this property from others is its extraordinary location. Shore Drive is widely regarded as one of the premier bayfront locations in the area, offering a uniquely relaxed coastal lifestyle paired with unmatched convenience. One of the few locations along the Emerald Coast where you can golf cart to the beach, restaurants, shopping, and entertainment within minutes, the property captures the essence of luxury coastal living without sacrificing accessibility.

Additional highlights include a new roof, updated HVAC systems, new tankless water heater, new windows and doors, upgraded systems throughout, and no HOA restrictions--allowing owners the freedom to fully enjoy this remarkable waterfront retreat.

Whether serving as a primary residence, second home, or legacy waterfront estate, this is a rare opportunity to own one of Miramar Beach's most desirable bayfront addresses.
#1003123

Miramar Beach

932 Shore Drive

3 Beds

3 Baths

2,428 Sq.Ft.

$2,750,000

MLS#: 1003123

HOME & CARRIAGE HOUSE ON 30A- JUST 0.2 MILES TO BEACH ACCESS,  NO HOA FEES! Welcome to your Next Home!  Built in 2024, this home is conveniently located at the west end of 30A on nearly a ¼ acre with natural tree canopy for privacy. Enjoy views of the Gulf and Lake Stallworth from the back porch and bedroom balconies of the main house.  The main house features an open concept kitchen, living, and dining area with 4 bedrooms, built in bunks, and 3.5 baths, to accommodate sleeping up to 10 people.  The carriage house offers a completely separate living space with a full kitchen, living area, bath, laundry, king bed, built-in bunks, and its own parking to accommodate an additional 4 people. Being sold fully furnished, this property is ready for purchase! Whether you're looking for a primary residence, second home, multi-generational living, or investment opportunities- this home is a must see! 

Three Nearby Beach Access Points:  Beach Highlands, Dune Allen Regional, and Dune Allen
#1003101

Santa Rosa Beach

45 N Bishop Road

5 Beds

4 Baths

3,248 Sq.Ft.

$2,100,000

MLS#: 1003101

Brand-New Construction in Panama City!
Welcome to 148 Bayou Ave, a brand-new build offering modern finishes and thoughtful design in an established Panama City neighborhood. This newly constructed home features quartz countertops, a stylish tile shower, and a clean, contemporary feel throughout.
The open and functional layout is filled with natural light, creating comfortable living spaces ideal for everyday life or entertaining. The kitchen stands out with its sleek quartz surfaces, while the bathroom showcases a beautifully finished tile shower--bringing both durability and style.
Situated on a quiet street, the property offers a yard with room to relax, garden, or entertain. Enjoy the convenience of being close to shopping, dining, schools, downtown Panama City, Tyndall Air Force Base, and the stunning beaches of the Emerald Coast.
Whether you're looking for a move-in-ready home or a smart long-term investment, 148 Bayou Ave delivers modern construction, quality finishes, and a great location. Schedule your showing today and see this new build for yourself!
#789936

Panama City

148 Bayou Avenue

3 Beds

2 Baths

1,647 Sq.Ft.

$310,997

MLS#: 789936

In the heart of Seagrove, just steps from the sand, local dining, shopping and the 30A bike path, this beautifully updated beach cottage offers the kind of easy coastal living that makes every day feel intentional. With deeded beach access and use easement granted to Gulf Shore Manor property owners, the four-bedroom, four-and-a-half-bath residence places the best of 30A close at hand while preserving a sense of privacy at home.
Inside, natural light fills the open-concept kitchen, living and dining areas, creating an inviting setting for everyday comfort, relaxed entertaining and time spent together after a day at the beach. Tile flooring extends throughout the first floor, where the spacious primary suite offers a quiet retreat with a remodeled spa-inspired bath featuring a walk-in shower, soaking tub and soapstone countertops. An additional first-floor bedroom and bath, with gas fireplace, enhances the home's flexibility for guests, extended family or multi-generational living.
The kitchen is both polished and practical with soapstone countertops, a Kohler sink, gas range and generous workspace designed for gathering. Outdoors, the private heated saltwater pool, expansive pool deck, separate hot tub and covered eat-up bar area create a resort-style setting made for slow mornings, sunny afternoons and casual evenings under the palms. A newly built outdoor shower, completed in 2025, adds another thoughtful touch for beach days. Beautiful landscaping, privacy shrubs, strong curb appeal and a paver circular driveway with additional side parking complete the setting, while a large outdoor storage shed offers ample room for bikes, beach gear and pool essentials. Additional features include a tankless water heater, abundant storage and a highly sought-after Seagrove address along Scenic Highway 30A. Never rented by the current owners, this inviting cottage is well-suited as a primary residence, second home, or vacation rental opportunity in one of 30A's most walkable coastal enclaves.
#1003183

Santa Rosa Beach

221 San Juan Avenue

4 Beds

4 Baths

2,500 Sq.Ft.

$1,399,000

MLS#: 1003183

Direct gulf-front living in Panama City Beach's Treasure Island with wide, unobstructed water views, an oversized 270 sq ft balcony, and a layout designed for effortless coastal living and strong short-term rental appeal.

Inside, bright, airy interiors are enhanced by durable luxury plank flooring throughout, creating a cohesive, low-maintenance finish. The open-concept layout connects kitchen, dining, and living areas, all oriented toward the beach for uninterrupted natural light and views.

The kitchen is designed for function and ease, featuring a large granite breakfast bar and stainless appliances including a new dishwasher (2022) and refrigerator (2025). A dedicated laundry room adds convenience with a new washer and dryer (2025).

The gulf-front primary suite offers a relaxed retreat with a new king bed (2024), ensuite bath with dual vanities, walk-in shower, and generous closet space, plus direct balcony access. The second bedroom is also ensuite for privacy, while built-in bunks add flexible sleeping capacity for guests.

Treasure Island delivers resort-style amenities including a beachfront pool deck with a 120-ft heated pool, separate kiddie pool, shaded loungers and gazebos, direct beach access, gulf-view fitness center, game room, secure covered parking garage, seasonal beach service and on-site security. 

Located on the quieter east end of Thomas Drive near St. Andrews State Park, this stretch of Panama City Beach offers a more relaxed coastal setting while still being close to marinas, golf courses, waterfront dining, live entertainment, and local favorites like Schooners and Captain Anderson's.

With some of the lowest HOA fees on the beach, this property delivers ease of ownership, strong guest appeal, and a premier gulf-front location in one of Panama City Beach's most consistently desirable communities. Schedule your private showing today!
#789909

Panama City Beach

5004 Thomas Drive 2005

2 Beds

2 Baths

1,370 Sq.Ft.

$579,000

MLS#: 789909

Escape to Paradise with The Ultimate Lifestyle Statement & Winning Combination: Luxury Design meets the Latitude Margaritaville Spirit.
Rarely does a property emerge that perfectly balances sophisticated, high-end design with the relaxed, ''no worries'' atmosphere of Florida's most sought-after lifestyle community. This isn't just a home; it is a meticulously curated sanctuary designed for the buyer who demands both modern elegance & a permanent vacation.
The Residence: Modern Sophistication...
Step inside a bright, open-concept floor plan of the Trinidad Bay defined by clean lines &  high-end finishes. Every detail has been elevated, featuring:
• A Designer Palette: Crisp, contemporary tones paired with upgraded lighting &  architectural details like tile imported from Spain for the entry wall & custom real brick accent wall that create a sense of refined luxury. Perfectly placed in the home is the Custom Dry Bar with integrated lighting in shelves & 2 wine fridges.  Find yourself enjoying the Family Room space with heart of the home tiled (Spain) gas fireplace on a lazy morning or after a day at the beach. Plus an Unparalleled powder room that your guests will love. 
• Gourmet Kitchen: A chef's dream equipped with premium appliances, gas cooktop, stunning cabinetry & expansive quartz countertops & imported backsplash from Spain along with a custom pantry--perfect for hosting cocktail hour before heading to the Town Center. 
• The Primary Suite: A serene retreat with a spa-inspired ensuite, offering a private escape from the day's activities with custom bathroom with Imported tile from Spain. 
The Lanai: Your Private Oasis...
The interior flows seamlessly into what can only be described as a backyard masterpiece. The extended lanai is a world-class retreat featuring:
• A Stunning Custom Pool: Shimmering saltwater pool designed for both exercise & relaxation. Omni Logic app to operate all the features. Auto fill feature. GAS Heat & large Hot Tub &  ample Sun Shelf. 
• Outdoor Living at its Finest: Ample space for lounging and dining al fresco, all protected by a premium screen enclosure that lets in the breeze while maintaining total privacy. Sonos system inside & outside w/ speakers in lanai screen in landscaping. Gas line for BBQ & firepit. 
• Lush Landscaping: Professional greenery that creates a tropical, secluded ''resort'' feel right in your own backyard.
Other features that add to the elevated status of this home: Impact windows & doors, Whole house fragrance system, Alarm system, Custom Light Filtering blinds, Surge Protector, Epoxy garage flooring . 
The Lifestyle: Latitude Margaritaville....
Beyond your front door lies the legendary Margaritaville experience. Grab your golf cart and enjoy:
• The Latitude Town Center with live music and the signature Latitude Bar & Chill.
• Paradise Pool and Overlook Bar 
• The Fins Up! Fitness Center, pickleball courts, and a calendar full of social events.
Why choose between a luxury home and a vibrant community? This property offers the best of both worlds: a high-end, turn-key masterpiece set within the world's most fun-loving neighborhood.
Schedule your private tour today and start living the dream.
#789917

Panama City Beach

8489 Island Breeze Avenue

3 Beds

3 Baths

2,534 Sq.Ft.

$995,900

MLS#: 789917

You've found it! Privately gated 1.19 acres, 6 bedrooms, 4,458sf, and no HOA on the east end of Panama City Beach.  Located not far from the US Coast Guard Station, shopping and restaurants. This home is an easy golf cart ride to the white sandy beaches and emerald coast waters known as the Gulf of America.  Enjoy the grand circular drive with parking for approximately 20 cars; extra-large front porch; single car detached garage; 75' heated lap pool; and an additional oversized 3 car garage/workshop/workout/game room. The mature trees and landscaping create a peaceful slice of paradise that you will treasure.  Terrific as a professional retreat, family vacation home or residence. Recent property updates can be found in the MLS ''Documents'' tab.  The interior of this home includes 6 bedrooms, office space, 2.5 bathrooms with a bonus comfort room near the mud room that includes a shower and sink.  The kitchen and living room spaces are open and work naturally in combination with the back patio/pool deck.  Perfect for entertaining a group of friends or a happy family.   This home is equipped with a Generac whole home generator.  Reach out to your favorite Realtor to set up a showing today!
#789957

Panama City

138 Laird Circle

6 Beds

2 Baths

4,458 Sq.Ft.

$925,000

MLS#: 789957

Experience the beauty and privacy of this 226-acre country estate while being less than an hour from the beaches of South Walton and Destin-Fort Walton Beach Airport. With approximately 50 acres in open fields and the balance in hardwoods and scenic creek bottoms, this property offers endless possibilities as a weekend retreat, recreational getaway, or full-time residence. Previously a working horse farm, it features several barns and up to 21 horse stalls, making it ideal for equestrian or agricultural use. For outdoor enthusiasts, this is a turnkey hunting and recreational property with a proven history of success. The established dove field features an installed mock power line setup, creating an ideal layout for hosting memorable dove hunts with family and friends. Hunters and fishermen alike will appreciate the two bass-stocked ponds, three shooting houses overlooking food plots, and exceptional wildlife habitat throughout the property. Long Creek flows through the lower portion of the property, creating a beautiful untouched hardwood bottom and adding to the property's natural appeal. The home was completely remodeled in 2015 and offers four bedrooms plus a bunk room, hand-scraped laminate flooring, stainless appliances, custom wood cabinetry, granite countertops, updated fixtures, a spacious laundry and mud room, and a three-bay attached carport. Enjoy sunset views over the pecan grove from the front porch or relax on the expansive screened back porch.
#1003198

Laurel Hill

405 Walden Lane

None Beds

None Baths

226.0 acres

$2,399,000

MLS#: 1003198

LOCATION, LOCATION, LOCATION. This fabulous home in the sought after Bluewater Bay community features 3 bedrooms and 2 bathrooms with a large screened in back porch where you can enjoy some fresh air with room for a pool. NO HOA and just minutes from the beautiful BEACHES of Destin and a short walk to Choctawhatchee Bay. This beautiful home has vaulted ceilings, a gorgeous fireplace and tons of natural light and was completely remodeled a few years ago.

The kitchen is a chef's delight and was skillfully updated with gorgeous quartz countertops, new cabinetry with lighting, a beautiful sink, tile backsplash, well appointed accent lighting and stainless steel appliances.

The roof was installed in 2023.  Remodel was completed in 2020 creating effective home age of 2005.
#1002659

Niceville

112 Meadow Woods Lane

3 Beds

2 Baths

1,474 Sq.Ft.

$435,900

MLS#: 1002659

Lakefront living with room to breathe on beautiful Payne Lake! Situated on 1.45 private acres just outside Chipley, this property offers peaceful country living with easy access to Panama City, the Gulf Coast, and Tyndall Air Force Base.
Inside, the open-concept layout is filled with natural light and showcases stunning lake views through expansive windows. The spacious kitchen flows seamlessly into the living and dining areas, creating the perfect setup for entertaining or relaxing after a day on the water.
Step outside to a large deck shaded by mature oak trees overlooking the lake--ideal for morning coffee, sunset dinners, and weekend gatherings. Enjoy kayaking, fishing, paddleboarding, and abundant wildlife right from your backyard.
A separate efficiency suite with private entrance, kitchenette, and full bath adds incredible flexibility for guests, multi-generational living, or potential rental income. With no HOA and plenty of space for boats, hobbies, gardens, or future expansion, this property offers the freedom to truly enjoy lake life.
All this while being less than an hour from Panama City and the beaches. If you've been searching for privacy, views, and a laid-back waterfront lifestyle, this Payne Lake retreat delivers.
#789905

Chipley

3783 Payne Lake Road

5 Beds

4 Baths

3,100 Sq.Ft.

$450,000

MLS#: 789905

Welcome to 2 Sarah Lane in Fort Walton Beach, a move in ready home that combines comfort, functionality, and major updates that give buyers peace of mind. Recent improvements include a new roof, updated plumbing, and a new HVAC system installed in 2024. Inside, you'll find a bright and inviting layout with an open living area that flows naturally into the updated kitchen featuring stainless steel appliances and plenty of cabinet space. The spacious primary suite offers a private bathroom with a separate soaking tub and shower along with a generously sized closet. Additional rooms provide flexibility for guests, family or a home office setup. Outside, the private backyard creates the perfect space to relax, entertain, or simply enjoy the outdoors. The property also includes a workshop, additional yard storage building, detached carport and a ramp for accessibility. For added confidence, the home has successfully passed VA inspections and includes updated anchor points. Well maintained and thoughtfully updated throughout, this home is ready for its next owner.
#789934

Fort Walton Beach

2 Sarah Lane

2 Beds

2 Baths

1,392 Sq.Ft.

$165,000

MLS#: 789934

ASSUMABLE VA LOAN AVAILABLE WITH A 2.62% INTEREST RATE! Located in the Reserve Pointe community in East Navarre, this 3-bedroom, 2.5-bath townhome offers low-maintenance living approximately 4 miles from Navarre Beach and about 15 minutes to Hurlburt Field AFB. This particular unit stands out with manicured landscaping and enhanced curb appeal featuring mature greenery, sculpted shrubs, privacy hedging, and decorative mulch accents surrounding the front entry. 

The HOA covers exterior building insurance and weekly grounds maintenance, contributing to the ease of ownership and low-maintenance lifestyle this community is known for.  Hurricane window protection panels will also convey with the property.

Positioned near the front of the community, this unit offers convenient access to the community pool, playground, sidewalks, guest parking, and mailboxes. Reserve Pointe is a pet-friendly neighborhood where residents regularly walk pets throughout the community, children ride bikes, and school bus service stops nearby.

Inside, the home features an open-concept living and dining layout with abundant natural light flowing from the living room windows into the main living areas and kitchen. Granite countertops are featured throughout the kitchen and bathrooms. The downstairs half bath includes an undermount sink, while both full bathrooms are located upstairs for added functionality and privacy. The kitchen features raised-panel cabinetry with crown molding & granite countertops. ....breakfast bar seating, and an open layout overlooking the main living and dining areas.

Upstairs, the primary suite overlooks the front of the property and includes a walk-in closet and private bathroom with double granite vanities and a step-in shower. The two additional bedrooms overlook the backyard area. The upstairs laundry closet adds everyday convenience.

Conveniently located near shopping, restaurants, schools, medical facilities, and everyday essentials, this property is well suited for a primary residence, second home, or investment opportunity.
#1003089

Navarre

8862 Brown Pelican Circle

3 Beds

2 Baths

1,573 Sq.Ft.

$297,000

MLS#: 1003089

Completely renovated home in the desired Juniper Lake Estates. On a spacious and wooded 1 acre parcel. Home has been transformed with new roof, hvac, and nearly everything else. Enter into a bright and airy main space. Wall to wall luxury vinyl plank flooring. A living room and a den with fireplace. New custom cabinetry, butcherblock counters, subway backsplash and a new stainless-steel appliance package. Pantry and a breakfast bar. Master suite features double vanities and extra space for storage or powder station. Guest rooms are nice sized. New front and rear steps. An amazing yard that feels private. Also, a storage container on the property that's included with sale. Ready for a new family. This location qualifies for a USDA loan that has 100% financing. City water. Don't miss this one.
#789906

Defuniak Springs

135 N Verdi Lane

3 Beds

2 Baths

1,612 Sq.Ft.

$219,000

MLS#: 789906

Perfectly positioned on the bay and masterfully constructed by Jared Boswell, this extraordinary coastal modern estate is a showcase of intentional design, elevated craftsmanship, and effortless luxury living. From the moment you arrive, the striking custom modern driveway, dramatic architecture, and symmetrical approach framed by towering palms create an unforgettable first impression. Inside, walls of glass capture breathtaking panoramic bay views while warm Cypress wood accents soften the home's clean contemporary lines, creating a elevated yet inviting atmosphere throughout.

Designed with both grand scale entertaining and everyday comfort in mind, the residence features expansive open living spaces, upgraded lacquer cabinetry, oversized closets throughout, and a thoughtfully designed walk in pantry with exceptional storage. The chef's kitchen flows seamlessly into the main living and dining areas, all perfectly positioned to maximize the sweeping waterfront backdrop. A stunning upstairs recreation room offers an additional entertaining space complete with wet bar, beverage refrigerator, ice maker, and incredible views from the second level.

The luxurious primary suite is a true retreat, featuring spa inspired finishes including a steam shower with dual rain heads and handheld fixtures, a TOTO heated toilet, and beautifully curated designer details. Every guest bedroom offers the privacy and convenience of its own en suite bath. 

Additional specialty spaces include a custom wine cellar, built-in pet wash station, separate upstairs storage room with garage access, and heated/cooled garages with beautifully crafted custom garage doors.

This smart home is extensively equipped with premium technology and infrastructure including Control4 whole-home automation, integrated security system, Lutron lighting, Sonos audio, underwater speaker system wiring, exterior Jellyfish lighting, invisible fence system, whole-house generator, and a whole-home water filtration system. 

The outdoor living is equally spectacular. The fully turfed backyard was designed for low-maintenance luxury and features a private putting green, a stunning negative-edge saltwater pool and spa, expansive covered entertaining areas, outdoor kitchen with beverage center, SunBrite outdoor TV, outdoor shower, and dedicated pool bath. The sweeping bay views create an incredible backdrop for waterfront living, offering the perfect setting for both peaceful mornings and unforgettable evenings. Extending from the property is a private dock complete with both boat lift and two jet ski lifts, offering immediate access to life on the water.

Blending refined coastal elegance with state of the art amenities, this one of a kind waterfront residence delivers an extraordinary lifestyle experience from every angle.
#1003116

Miramar Beach

202 Shore Drive

4 Beds

3 Baths

6,017 Sq.Ft.

$5,850,000

MLS#: 1003116

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