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VA Assumable Loan Rate 2.75%! Nestled in the desirable Rocks Cove community of Bluewater Bay, this remarkable 4-bedroom, 2.5-bath home offers 3,182 square feet of thoughtfully designed living space on a quiet cul-de-sac just minutes from the sparkling waters of Choctawhatchee Bay and convenient public boat ramp access. This spacious three-story residence welcomes you with an open floor plan, soaring ceilings, and a warm, inviting atmosphere. The living area showcases built-in shelves, recessed lighting, two ceiling fans, and a cozy fireplace, along with direct access to a tiled, screened-in Florida room with dramatic 14-foot ceilings. A sliding glass wall system opens fully to create a seamless indoor-outdoor entertaining space perfect for relaxing or dining year-round. Adjacent to the living room, the open dining area easily accommodates large gatherings and is beautifully enhanced with crown molding that continues throughout the main living spaces. The kitchen is designed for both style and function, featuring granite countertops, abundant cabinetry, recessed lighting, stainless steel appliances, a pantry, and a generous island with a breakfast bar ideal for casual meals or additional seating. The first-floor master suite offers comfort and privacy with direct access to the back patio. The master bath includes a double vanity, Whirlpool tub, walk-in shower, and a spacious walk-in closet with built-in shelving. Upstairs, three generously sized guest bedrooms each include ceiling fans and plantation shutters, with one bedroom boasting its own private balcony. The upper-level bathroom features a double vanity, tile flooring, and a shower/tub combination. The home also includes a central vacuum system, a second-floor laundry chute, and a bonus landing area for added versatility. A major mechanical update was completed in October 2021 with the installation of new upstairs and downstairs HVAC units. A standout feature of this home is the impressive 500-square-foot bonus room on the third floor an incredible space with endless possibilities. Located directly across from the Bluewater Bay Marina and just minutes from the Mid-Bay Bridge, this home also offers access to exceptional community amenities including four pools (one heated), two championship 18-hole golf courses, award-winning tennis facilities, a full-service marina, a clubhouse with a restaurant, parks, and a playground. With its prime location, thoughtful upgrades, and expansive layout, this home is truly a must-see.
#1005198

Niceville

4196 Mossy Cove Court

4 Beds

2 Baths

3,182 Sq.Ft.

$559,900

MLS#: 1005198

What would you do with 7 bedrooms, 4 bathrooms, 2 kitchens, and 3 living areas?

Whether you're looking for a multi-generational home, space for extended family, room for guests, a home office, hobby space, or simply a place where everyone can spread out comfortably, this unique property offers flexibility that's hard to find.

With approximately 3,700 square feet of living space, this home features two distinct living areas under one roof. The original home includes 4 bedrooms and 2 baths, while the attached living quarters offer an additional 3 bedrooms and 2 baths. Two kitchens, two laundry areas, and multiple living spaces create endless possibilities for today's changing lifestyle needs.

Conveniently located near schools, shopping, dining, and everyday amenities, this property offers the space, versatility, and value that large families have been searching for.

Section 8 accepted

Schedule your private showing today and see all the possibilities this one-of-a-kind home has to offer.
#791133

Lynn Haven

4402 Cindy Lane

7 Beds

4 Baths

3,722 Sq.Ft.

$3,200

MLS#: 791133

Welcome to 266 Sweet Tea Lane in the highly sought-after Hammock Bay community! This beautifully maintained 5-bedroom, 3-bath Holiday Lilac floor plan offers approximately 2,916 square feet of living space and an extended garage loaded with storage features. Designed for both comfort and entertaining, the home features a spacious screened lanai complete with a Hot Springs spa and a fully equipped outdoor kitchen with granite countertops, gas grill, sink, and mini fridge. The fully fenced backyard is a private retreat with mature fruit trees, blueberries, grapes, and lush landscaping. Inside, you'll find an open-concept layout with a gas fireplace, custom built-in media center, surround sound speakers, and a versatile flex room with French doors that can serve as a 5th bedroom, office, or den. The kitchen features stainless gas appliances, granite countertops, pull-out cabinetry, and a butler's pantry with beverage fridge and wine storage. The spacious primary suite includes a spa-inspired bath with an oversized custom walk-in shower, dual showerheads, built-in bench, and two walk-in closets. Additional upgrades include an extended garage with attic storage, screened garage door, seamless gutters, irrigation enhancements, paver patio, walkways and Tuff Shed. Planty of room to add your pool to this back yard. Enjoy all the amenities Hammock Bay offers, including pools, fitness center, parks, trails, sports courts, and community events, just minutes from Emerald Coast Beaches.
#1005203

Freeport

266 Sweet Tea Lane

5 Beds

3 Baths

2,916 Sq.Ft.

$675,000

MLS#: 1005203

Introducing a stunning 2-bedroom, 2.5-bathroom condo located in the gated community of Panama City Beach, FL. This ground-floor unit boasts wood and tile flooring throughout, with carpeted bedrooms for added comfort. The spacious kitchen is perfect for entertaining, while the big master bathroom features a luxurious walk-in shower. Enjoy resort-style living with access to a lagoon pool, hot tub, indoor gym, and theater room. Step outside onto covered patio to take in the courtyard views. Conveniently located near shopping and beach activities, this condo offers the perfect blend of comfort and luxury for your next home.
#791147

Panama City Beach

8700 Front Beach Road 6104

2 Beds

2 Baths

1,325 Sq.Ft.

$2,350

MLS#: 791147

WELCOME HOME... This beautifully remodeled ranch features 4 bedrooms, 2 baths and 2 living areas!  New flooring, new paint, new fixtures, new bathrooms, and a nearly new kitchen make this a truly MOVE IN READY home! Step inside this immaculate home and you're greeted by stylish neutral LVP floors in the living room and dining area that flow to the den and kitchen too.  The kitchen is a breath of fresh air!  The new tile backsplash elevates the space.  Plenty of cabinet storage with soft close doors and drawers are a bonus too.  A second living area/den is a large bonus space where everyone will want to hang out!  Your friends are watching the game HERE!  Accents include a brick fireplace and French doors that lead out to the patio.  Sip your morning coffee out back, BBQ in the evening or just watch the dog play in the fenced backyard....  Don't miss the workshop out back that is ready for multiple uses like hobbies, storage and yard equipment.  Back inside all the bedrooms have new carpet and new closet doors.  The bathrooms are SPARKLING!  You'll appreciate new vanities, tile, toilets, glass shower door and more! Your laundry room also includes extra cabinets for storage.  Roof 2019 and HVAC 2023.  This solid home is ready for new owners to share the love!  Only 3 miles to Hurlburt Field, 1-2 miles to schools & restaurants, 1 mile to boat ramp/access to the Sound and just 4 miles to the BEACH!
#1005191

Mary Esther

514 E Hollywood Boulevard

4 Beds

2 Baths

2,012 Sq.Ft.

$399,990

MLS#: 1005191

Showings available this Saturday, 12pm-2pm. Clean & Chic 1 BR 1 BA property with Beach Views & Private Beach Access. One level, Steps from the beach, 2 parking spots, Low HOA, Gated Entrance, Short Term Rentals Allowed. Exceptional investment opportunity. Located in a high-demand vacation rental area along Scenic Hwy 98 with private beach access. Property is renovated, sold Fully furnished, granite countertops with a waterfall edge, new appliances, flat smooth ceilings throughout (no popcorn ceilings), copper electrical wiring. The efficient floor plan comfortably accommodates guests set up with two queen beds, maximizing occupancy potential.
Enjoy Gulf views from two community decks, plus a barbecue area for outdoor dining. Conveniently located in close proximity to Destin Commons, Silver Sands, restaurants, golf courses, and entertainment venues that attract visitors year round. 
Active Airbnb Listing - Need appointments for showings. Need Gate Code to Access Property.
Seller Financing available with down payment, contact agent for details.
#1005184

Destin

3100 Scenic Hwy 98 UNIT 109

1 Beds

1 Baths

600 Sq.Ft.

$495,000

MLS#: 1005184

BRAND-NEW ROOF, PAID-OFF SOLAR PANELS WITH NEW WIRING, AND HOME GENERATOR WITH REMAINING WARRANTY! Enjoy energy-efficient living with virtually no electric bill and low gas costs in this beautifully maintained home located in The Meadows, one of East Navarre's most desirable neighborhoods, featuring underground gas and electric utilities for a clean and attractive streetscape with low HOA.

Situated on a premium corner lot in a quiet cul-de-sac, this 4-bedroom, 3-bath home offers an ideal location for commuters--just 8 miles from Hurlburt Field, 4.5 miles from Navarre Beach, and minutes from Publix, Walmart, restaurants, and everyday conveniences.

The spacious floor plan features an oversized formal dining room and a large kitchen with granite countertops, a center island, abundant cabinetry, and a walk-in pantry. The laundry room includes a utility sink, and the washer, dryer, and all kitchen appliances convey with the home.

The primary suite and one guest bedroom both offer direct access to the back patio. Step outside to enjoy the freshly sodded backyard, beautifully landscaped with mature fruit trees including mulberry, peach, blueberry, chestnut, and persimmon. This private outdoor oasis provides the perfect setting to relax and enjoy Florida living.

Additional upgrades include a fully renovated guest bathroom, cultured marble vanity tops throughout, seamless gutters, and a gas stove. The new roof includes a transferable 5-year workmanship warranty, providing added peace of mind for the next owner and transferable termite bond as well.
Front door replaced in 2024.

Move-in ready and located in a beautiful, quiet neighborhood, this exceptional home offers comfort, convenience, energy efficiency, and value all in one package.
#1005195

Navarre

2256 Reed Ridge Court

4 Beds

3 Baths

2,547 Sq.Ft.

$539,900

MLS#: 1005195

Welcome to your dream home! Nestled in the Tiger Point Village subdivision in Gulf Breeze, this expansive 3,802 SqFt residence offers a functional split floor plan - with 4 bedrooms, 4 full bathrooms, a versatile oversized 2nd floor loft bonus room, a formal dining room as well as an eat-in kitchen, a great room with a gas powered fireplace for relaxing and entertaining, oversized laundry room with cabinetry and a full bathroom, and an oasis of a backyard - with a fabulous screen enclosed lanai and saltwater pool! This GORGEOUS brick home has been updated and remodeled in the past few years - with fresh paint, new flooring, remodeled bathrooms, custom shelving added to all closets as well as the kitchen pantry, and more! The chef's kitchen is the heart of the home, featuring stainless steel appliances, a kitchen island, a pantry with custom glass doors, granite countertops, and a breakfast bar that overlooks a charming breakfast nook. Three of the four bedrooms offer their own ensuite bathrooms - serving as excellent guest rooms or mother-in-law suites. The East wing of the house features a second living area that's connected to one of the bedrooms with ensuite. The massive primary bedroom is an absolute retreat  - with a fantastic oversized walk-in closet with custom organization system and a spa-like ensuite bathroom featuring double vanities, a linen closet, a large soaking tub, a brand new tiled walk-in shower, and a water closet. The screen enclosed patio and screen enclosed saltwater pool in the backyard sets the scene for ultimate entertaining - without the bugs or debris! Your pool will stay sparkling! With the added benefit of being located in flood zone X500 - with no current requirement for flood insurance! Tiger Point Village is a golf cart friendly community, and you're located just minutes away from Tiger Point Park, The Tiger Point Golf Club, The Point Restaurant, and of course the white sandy beaches of Navarre and Pensacola! Schedule your showing today and see this wonderful property for yourself!
#1005267

Gulf Breeze

3904 India Cove

4 Beds

4 Baths

3,802 Sq.Ft.

$725,000

MLS#: 1005267

MID-TOWN LOCATION for the 'Scarlet' floor plan - READY MID JUNE - Fenced backyard, finished 1-car-garage and CONVENIENCE in all directions.  Vinyl plank flooring throughout, raised ceilings, recessed lighting, ceiling fans throughout, quartz countertops, white shaker style cabinets.  Kitchen has work island, corner walk-in pantry, owner's bath has double vanities, walk-in closet + linen storage.  Landscaped yard and cozy front and rear porches for relaxing.  Seller will contribute up to $10,000 towards buyers closing costs (call for details).  Photos of similar sold home, elevation will vary, interior/exterior colors and finishes will vary.
#1005204

Crestview

659 Lee Avenue

3 Beds

2 Baths

1,267 Sq.Ft.

$245,000

MLS#: 1005204

Beautifully maintained 2-bedroom, 2.5 bath townhome-style condo WITH a private garage in the gated Emerald Park community of Panama City Beach. 
Designed for comfortable living and effortless entertaining, this home features an open-concept floor plan with the kitchen overlooking the main living area. The kitchen offers granite countertops, ample cabinetry, a breakfast bar, and a pantry for added storage. A convenient half bath on the main level is perfect for guests, while the covered back patio provides a relaxing outdoor retreat.
Upstairs, the spacious primary suite includes a walk-in closet, dual granite-topped vanity, and private shower. The second bedroom also features its own en-suite bath with a tub/shower combination, offering privacy and comfort for family or guests.
Seller is offering a home warranty for added peace of mind. 
The HOA covers water, trash, Wi-Fi, and landscaping, making for truly low-maintenance living.
Residents of Emerald Park enjoy an impressive collection of resort-style amenities spanning more than 12,000 square feet of thoughtfully designed indoor and outdoor spaces. Community features include a resort pool and sun deck with Jacuzzi, a secondary quiet pool, outdoor lounges, covered loggias with an outdoor kitchen, a private dining room with catering kitchen, a 24/7 fitness center, a 2,500-square-foot co-working center, dog park, clubroom with fireplaces and TVs, coffee bar, game room with pool and ping-pong tables, indoor children's playroom, and additional shaded outdoor gathering areas.
Ideally located just minutes from the white-sandy beaches of Panama City Beach, as well as shopping, dining, entertainment, and grocery stores, this property offers the perfect blend of convenience and coastal living.
Whether you're looking for a primary residence, vacation home, or investment opportunity, this exceptional property is ready to exceed expectations.
All measurements are approximate and should be verified by buyer if important.
#791177

Panama City Beach

8605 Toqua Road 106

2 Beds

2 Baths

1,253 Sq.Ft.

$197,500

MLS#: 791177

Unit is Pending under Package MLS 1007657. Affordable Investment Condo in Destin just 0.8 miles from public beach access. Located in Gulf Terrace this 1 Bedroom,1.5 Bath is Exceptionally well maintained with coastal touches, beachy vibes & smooth ceilings. Located on the 2nd floor is sold fully furnished. Must see to appreciate! Locals & Tourists Love the Place and the amenities that are available in the complex. Gulf Terrace is a Pet Friendly Community, Free Parking, No Flood Zone, NO RENTAL RESTRICTIONS!  Community Features: two gated entrances from HWY 98 and Airport Rd, Access to 3 swimming pools, Tennis/Pickleball court, Dog Park, EV chargers, maintained green areas, picnic tables & a lake. HOA is $602/ Month Includes: building insurance and exterior maintenance, water, internet, sewer, trash, landscaping, and maintenance of pools and gates.
#1005185

Destin

4000 Gulf Terrace Drive 240

1 Beds

1 Baths

738 Sq.Ft.

$235,000

MLS#: 1005185

Commanding a premier position along Northwest Florida's only Nicklaus Design course, this nearly 4,000-square-foot Craftsman estate overlooking holes #10 and #11 offers a rare blend of gated golf-community luxury and unmatched energy efficiency.
What truly sets this estate apart from every other luxury home in Bay Point is its fully integrated Solar Power System. Operating on a seamless, transferable lease, this advanced setup provides a powerful financial advantage: it locks in a lower, fixed monthly utility bill, completely shielding you from rising energy costs with an eco-friendly footprint no one else on the course has.
Inside, a wide variety of recent renovations are evident across the expansive five-bedroom layout, highlighted by deep crown molding, fresh exterior and interior paint, a fully new and improved outdoor landscape, and newly installed front-entry doors. The floor plan is highly versatile, featuring two completely renovated bathrooms, an upstairs loft perfect for overnight guests, and a flexible bonus room perfect for a private home office, formal parlor, or greeting lounge.
The back of the home is an entertainer's paradise, where a massive, recently installed porch Lanai encloses a private pool oasis. This outdoor retreat offers uninterrupted views of the green, allowing you to watch the game in complete comfort. Combining turn-key Craftsman style, a prestigious golf-front lifestyle, and an exclusive, low-cost utility advantage, this property is a standout offering.
#791194

Panama City Beach

3502 Dragon's Ridge Road

5 Beds

4 Baths

3,922 Sq.Ft.

$1,095,000

MLS#: 791194

Welcome to 443 Waterway Lane slips are 10 ft. wide and can be up to 24 ft long. - Waterfront Living with Your Own Boat Slip! 🚤🌊
Experience the best of coastal living in this 2-bedroom, 2.5-bath townhome in Fort Walton Beach, complete with a private boat slip that conveys with the property--a rare and highly desirable feature for boating enthusiasts. Enjoy easy access to the Intracoastal Waterway, Crab Island, Choctawhatchee Bay, and the Gulf of Mexico right from your backyard. This move-in-ready home has been updated with new PEX plumbing throughout, providing long-term peace of mind, while the popcorn ceilings have been removed and freshly refinished, creating a clean look throughout the interior. The main living area offers a comfortable and inviting space for relaxing or entertaining and opens to a private, fenced patio, perfect for enjoying coastal breezes, outdoor dining, or unwinding after a day on the water.
Upstairs, you'll find two spacious bedroom suites, each featuring its own private bathroom, providing comfort and privacy for owners and guests alike. Ideally located near the Intracoastal Waterway and just minutes from Okaloosa Island, Gulf beaches, shopping, dining, entertainment, and military bases, this property offers exceptional versatility. Whether you're searching for a primary residence, vacation retreat, or investment property, this townhome checks all the boxes.
With its desirable floor plan, outdoor living space, and valuable boat slip included, 443 W
#1005064

Fort Walton Beach

443 Waterway Lane 443

2 Beds

2 Baths

1,206 Sq.Ft.

$279,000

MLS#: 1005064

From the moment you arrive, this meticulously renovated home stands out with excellent curb appeal, professional landscaping, and a circular driveway. Step through the double-door entry into a bright, spacious floorplan featuring high ceilings, curved windows, and distinct architectural details. The layout includes a formal dining room and a versatile flex space with a two-sided fireplace that opens to the large, sunny great room. A wall of doors that open a large covered and screened patio that runs the full length of the great room and connects this space to the kitchen, which is equipped with stone countertops, custom cabinetry, a tile backsplash, and premium stainless steel appliances. Easy-maintenance tile flooring runs throughout the entire home.

The oversized primary suite features a private sitting room, dual walk-in closets, and an ensuite bath with a garden tub, separate shower, and water closet. Two additional spacious guest bedrooms share a well-appointed, updated bathroom.

Outside, the property sits on an oversized corner lot in an excellent school district and includes a side-entry oversized 2-car garage with an extra parking pad. Ownership includes a full membership to Holley by the Sea's 45-acre recreational center. Enjoy access to 8 clay tennis courts, 3 swimming pools, a full gym, basketball courts, a sauna/steam room, and a community house on the Santa Rosa Sound with a playground and waterfront dock. Schedule your tour today!
#1005200

Navarre

2808 Pga Boulevard

3 Beds

2 Baths

2,662 Sq.Ft.

$619,500

MLS#: 1005200

Country Living Near Falling Waters State Park!

Welcome to your own slice of Northwest Florida paradise, where peaceful country living meets modern comfort and convenience. Situated on a beautiful 1-acre +/- homesite just a half mile from the renowned Falling Waters State Park, this completely updated home offers the perfect blend of charm, functionality, and outdoor enjoyment.

Inside, you'll find thoughtfully updated living space designed for comfortable everyday living. The home features a bright and inviting floor plan with modern finishes throughout, allowing buyers to move right in and start enjoying their new home. The beautifully updated kitchen serves as the heart of the home and showcases stunning granite countertops, providing both elegance and durability for everyday use. Matching granite countertops continue into the bathrooms, creating a cohesive, upscale feel throughout the home. The spacious primary suite boasts an updated bathroom, while the second bedroom offers its own attached half bath and private exterior entrance, creating excellent flexibility for guests, a home office, multi-generational living, or potential rental opportunities.

Step outside and discover the lifestyle you've been dreaming of. The large backyard provides plenty of room for entertaining, recreation, and relaxation. Cool off in the above-ground pool during Florida's warm summers, gather with friends and family around a future firepit area, or simply enjoy the privacy and tranquility of your country setting. A large storage shed offers abundant space for tools, lawn equipment, hobbies, or workshop needs.

Nature lovers and outdoor enthusiasts will appreciate being located just minutes from Falling Waters State Park, known for Florida's highest waterfall, scenic walking trails, picnic areas, and natural beauty. At the same time, you'll enjoy convenient access to Chipley, local shopping, dining, schools, and Interstate 10 for easy travel throughout the region.

If you've been searching for a move-in-ready home with acreage, updates, outdoor amenities, and room to grow, this exceptional property deserves a place at the top of your list. Schedule your private showing today and experience the charm, flexibility, and lifestyle this beautiful country property has to offer.
***Some photos contain virtual staging
#791140

Chipley

1019 Hughes Road

3 Beds

1 Baths

1,296 Sq.Ft.

$289,000

MLS#: 791140

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